FEDS Paper: Nonlinear Effects of Loan-to-Value Constraints
C. Bora Durdu and Sergio VillalvazoThis paper investigates the impact of loan-to-value (LtV) borrowing constraints in models with occasionally binding...
Credit
FEDS Paper: Mortgage Design, Repayment Schedules, and Household Borrowing
Claes Bäckman, Patrick Moran, Peter van SantenHow does the design of debt repayment schedules affect household borrowing? To answer this...
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BEST Crypto Tax Tool (2024) | Crypto Tax Calculator & Portfolio Tracker
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FOR: Upcoming changes to Debt Service Ratio (DSR) publication
Starting with the 2024:Q2 Debt Service Ratio (DSR) publication, the Board will transition to a new, credit bureau data-based methodology...
Surveillance: The New Normal
What do Fish and Privacy have in common? This video will explain. Our expectations of privacy have shifted dramatically in...
🚨 BITCOIN: WE CANNOT IGNORE THIS!!!! TIME TO FACE THE MUSIC…?! [most will miss out]
#Bitcoin faces another rejection as stocks stall. Should we be worried about this recent #BTC price action? What’s REALLY happening!!...
Restoring trust and equity in the digital age through decentralized AI
The following is a guest post by Jiahao Sun, the CEO of FLock.io. In recent years, the promise of AI...
5 Bearish and 4 Bullish Factors for Bitcoin (BTC) in September
The world’s leading cryptocurrency has traded in a sideways channel ever since the early 2024 Bitcoin ETF rally. Market bulls...
